Analytics, Testing & Optimisation

Learn from every decision: test, monitor, and continuously improve.

IDM does not stop at execution. Every request and outcome is automatically stored in a dynamic data warehouse, building the foundation for ongoing analytics and continuous improvement of decision strategies.

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Once deployed, strategy and scorecard performance is monitored continuously through customisable reports, so institutions can see the impact of policy changes and optimise outcomes over time.

Built-in champion / challenger functionality lets new strategies be tested on a smaller customer segment and, if successful, extended to the wider population — so institutions can innovate with confidence and no risk to production.

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Key Features

  • Champion / challenger testing on customer segments
  • Dynamic data warehouse storing all request data
  • Strategy and scorecard performance monitoring
  • Customisable business-rule and scorecard reports
  • Analysis of policy-change impact over time
  • Annual full strategy review against success criteria
  • Portfolio analytics from stored decision data
  • Continuous improvement feedback loop

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Use Cases

  • Test challenger strategies on a small segment first
  • Scale proven strategies to the full population
  • Monitor scorecard and model performance over time
  • Measure the impact of credit policy changes
  • Refine underwriting to improve approval quality
  • Review portfolio performance every 12 months

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Ready to discuss this product?

Tell us what you are trying to solve and we will connect you with the right Creditinfo product or regional team.

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What happens next

A focused product conversation covering:

Use case: your customer journey or risk process.
Market context: country, segment, and regulatory requirements.
Requirements: data, workflow, and integration needs.
Routing: the product or regional team best placed to respond.