Analytics, Testing & Optimisation
Learn from every decision: test, monitor, and continuously improve.
IDM does not stop at execution. Every request and outcome is automatically stored in a dynamic data warehouse, building the foundation for ongoing analytics and continuous improvement of decision strategies.
Once deployed, strategy and scorecard performance is monitored continuously through customisable reports, so institutions can see the impact of policy changes and optimise outcomes over time.
Built-in champion / challenger functionality lets new strategies be tested on a smaller customer segment and, if successful, extended to the wider population — so institutions can innovate with confidence and no risk to production.
Key Features
- Champion / challenger testing on customer segments
- Dynamic data warehouse storing all request data
- Strategy and scorecard performance monitoring
- Customisable business-rule and scorecard reports
- Analysis of policy-change impact over time
- Annual full strategy review against success criteria
- Portfolio analytics from stored decision data
- Continuous improvement feedback loop
Use Cases
- Test challenger strategies on a small segment first
- Scale proven strategies to the full population
- Monitor scorecard and model performance over time
- Measure the impact of credit policy changes
- Refine underwriting to improve approval quality
- Review portfolio performance every 12 months