Creditinfo provides intelligent credit risk and data solutions that empower financial institutions, businesses, and governments to make smarter, faster, and more reliable decisions. With a strong foundation in data analytics, scoring, and reporting, Creditinfo transforms complex information into actionable insights.
At Creditinfo, our Credit Solutions help financial institutions and lenders make smarter, faster, and fairer credit decisions. By leveraging robust credit bureau data and advanced analytics, we provide a 360-degree view of an individual's or business's creditworthiness.
Whether you're issuing personal loans, managing commercial credit lines, or monitoring portfolio risk, our solutions are designed to improve your decision-making process, reduce defaults, and expand access to credit for responsible borrowers.
A modern credit bureau platform that unifies data collection, scoring, reporting, and decisioning in a scalable, secure system.
Comprehensive, easy-to-read reports combining up-to-date credit history, current obligations, payment behaviors, and risk scoring. Available for both individuals and businesses.
Predictive scoring models tailored to your market. Our credit scores are based on local data, helping you assess probability of default and segment customers more accurately.
Continuous monitoring of customers and portfolios with real-time alerts on risk changes to support proactive credit management.
Data-driven affordability assessments combining income, obligations, and credit data to support responsible lending decisions.
Independent validation of credit models and decision systems to ensure accuracy, performance, and regulatory compliance.
Data and analytics supporting IFRS 9 and Basel frameworks, including risk modeling, ECL calculations, and regulatory reporting.
Comprehensive analysis of data accuracy, completeness, and consistency to improve reporting, scoring, and risk decisions.
Centralized credit data and analytics for regulators to monitor systemic risk, lending activity, and financial stability.
Credit Solutions help lenders turn bureau data, scores, reports, and monitoring into clearer lending decisions. The focus is not only faster approvals, but better judgement about affordability, portfolio exposure, and responsible growth.
Minimize defaults through better segmentation and informed lending.
Make more data-driven decisions for customers with limited credit history.
Automate parts of your underwriting process for faster time-to-yes.
Ensure data handling and decisioning aligns with regulatory standards.
Creditinfo Business Information Solutions help organisations understand who they do business with, assess risk, monitor change, and improve decision-making throughout the customer lifecycle.
By combining company information, credit risk analytics, business verification, portfolio monitoring, and data enrichment, organisations can reduce uncertainty and act with greater confidence.
Evaluate customers, suppliers, and partners using verified company information, ownership data, financial information, and risk indicators.
Assess the likelihood of default or slow payment using predictive risk models and scoring tools.
Validate business legitimacy, ownership structures, and beneficial owners while supporting compliance requirements.
Monitor customers, suppliers, and business partners for changes in risk, ownership, and financial health.
Improve the quality, accuracy, and completeness of business data across your organisation.
Business Information Solutions give teams a dependable view of counterparties before they lend, trade, or partner. Verified company records, ownership insight, monitoring, and enrichment help reduce uncertainty and support more confident commercial decisions.
Creditinfo Fusion / My Credit Score is a modular, fully white-labelled suite of credit education and interactive features that embeds directly into a partner's mobile app.
MyCreditinfo / MyCI is Creditinfo's direct-to-consumer self-service portal for accessing Creditinfo credit reports and scores. In Tanzania, a WhatsApp-based chatbot service is also available.
My Credit Score integrates seamlessly with an existing mobile app, presenting the customer’s latest Creditinfo credit score and full credit report in a clear, easy-to-understand format — entirely within a partner’s own brand and customer journey.
The Credit Knowledge Hub is a comprehensive resource for financial literacy — articles, FAQs, and expert advice that helps customers understand the importance of their credit score and report to their overall financial well-being.
The Score Simulator is an interactive tool that lets customers explore how different financial decisions could affect their Creditinfo credit score — before they act.
My Credit Score keeps customers connected through regular, valuable touchpoints — monthly score and report updates, plus timely alerts when something meaningful changes on their credit file.
The optional Offers Engine enhances an existing offer process by assessing each customer’s eligibility for additional credit products and presenting relevant, pre-qualified offers within the My Credit Score experience.
Consumer Solutions make credit data understandable and useful for the people it affects. Clear score visibility, education, alerts, and self-service tools help consumers build confidence while giving partners a stronger engagement journey.
Creditinfo's Instant Decision Module enables organisations to automate credit decision-making in real time by combining credit bureau data, scoring models, affordability checks, and configurable business rules.
The platform supports transparent, governed decisioning through configurable workflows, audit trails, monitoring tools, and strategy testing across the customer lifecycle.
Connect internal, credit bureau, alternative, and custom data through one integration layer.
Build and deploy rules, workflows, and strategies in a low-code engine — no developers required.
At its core, IDM executes credit decisions automatically and in real time — combining integrated data, scores, and configured strategy to produce an instant, policy-aligned outcome for every application.
IDM does not stop at execution. Every request and outcome is automatically stored in a dynamic data warehouse, building the foundation for ongoing analytics and continuous improvement of decision strategies.
IDM applies consistent, automated decisioning across every stage of the credit lifecycle — from originations, through ongoing customer management, to collections and recoveries.
Software and Decisioning Solutions give risk and operations teams a controlled way to turn policy into action. Data orchestration, configurable rules, and real-time execution make decisions faster, more consistent, and easier to govern across the lifecycle.
Creditinfo Fraud and Identity Solutions help organisations establish trust, reduce fraud risk, meet regulatory obligations, and manage risk throughout the customer lifecycle.
By combining identity verification, digital risk, watchlist screening, transaction monitoring, fraud consortia data, and business information, organisations can assess risk earlier and respond with greater confidence.
Detect and prevent criminal activity by identifying suspicious identities, digital signals, transaction patterns, and shared intelligence across the customer journey
Support KYC, AML, sanctions, PEP, adverse media, and transaction monitoring obligations with auditable, risk-based financial crime controls.
Establish trust in customer identities using trusted data, digital signals, and identity intelligence to detect synthetic and compromised identities.
Onboard genuine customers quickly and securely by combining identity verification, digital risk assessment, AML screening, and automated decision workflows.
Monitor customer risk throughout the relationship using ongoing screening, digital risk signals, transaction monitoring, and customer intelligence updates.
Fraud and ID Solutions help organisations establish trust at the moments that matter most: onboarding, account access, and ongoing monitoring. By combining identity, digital, and behavioural signals, teams can detect risk earlier without relying on a single check.
Who It’s For
