Optional Offers Engine
Present the right offer, at the right time, to the right customer.
The optional Offers Engine enhances an existing offer process by assessing each customer’s eligibility for additional credit products and presenting relevant, pre-qualified offers within the My Credit Score experience.
The result is a higher-performing, more confident offer process — turning credit education and engagement directly into new lending opportunities.
A range of solution options can be configured — depending on whether additional credit products are offered via the existing mobile app and the sophistication of an existing offer journey.
Presenting the right offer at the right time increases the likelihood that an offer is applied for and accepted, while reducing the chance of a negative experience from an unsuitable or declined application.
Key Features
- Eligibility-based offer presentation
- Pre-qualified, relevant credit offers
- Configurable to existing offer journey
- Right offer, right time, right customer
- Reduces declined and unsuitable applications
- Boosts application success rates
- Seamless, in-app and white-labelled
- Optional, modular add-on
Use Cases
- Promote credit products to eligible customers
- Increase application and acceptance rates
- Avoid negative declined-application experiences
- Turn engagement into lending opportunities
- Cross-sell and up-sell with confidence
- Unlock new revenue from the existing mobile app