Optional Offers Engine

Present the right offer, at the right time, to the right customer.

The optional Offers Engine enhances an existing offer process by assessing each customer’s eligibility for additional credit products and presenting relevant, pre-qualified offers within the My Credit Score experience.

‍

Request a demo

The result is a higher-performing, more confident offer process — turning credit education and engagement directly into new lending opportunities.

A range of solution options can be configured — depending on whether additional credit products are offered via the existing mobile app and the sophistication of an existing offer journey.

Presenting the right offer at the right time increases the likelihood that an offer is applied for and accepted, while reducing the chance of a negative experience from an unsuitable or declined application.

‍

Key Features

  • Eligibility-based offer presentation
  • Pre-qualified, relevant credit offers
  • Configurable to existing offer journey
  • Right offer, right time, right customer
  • Reduces declined and unsuitable applications
  • Boosts application success rates
  • Seamless, in-app and white-labelled
  • Optional, modular add-on

‍

Use Cases

  • Promote credit products to eligible customers
  • Increase application and acceptance rates
  • Avoid negative declined-application experiences
  • Turn engagement into lending opportunities
  • Cross-sell and up-sell with confidence
  • Unlock new revenue from the existing mobile app

‍

Ready to discuss this product?

Tell us what you are trying to solve and we will connect you with the right Creditinfo product or regional team.

Request a product demo

What happens next

A focused product conversation covering:

Use case: your customer journey or risk process.
Market context: country, segment, and regulatory requirements.
Requirements: data, workflow, and integration needs.
Routing: the product or regional team best placed to respond.