Strategy Design & Configuration

Build and deploy rules, workflows, and strategies in a low-code engine — no developers required.

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Throughout, Creditinfo conducts knowledge transfer so local teams can independently own scorecard monitoring and strategy management over time.

Where sufficient history exists, Creditinfo can develop and deploy a bespoke scorecard; where it does not, a generic / expert scorecard is deployed with a clear migration path to a full bespoke model once data accumulates.

Scorecards are built for both thick-file and thin-file customers, and decision strategies cover policy rules, limit assignment, customer segmentation, risk-based pricing, and scoring cut-off strategy.

These are deployed through IDM's low-code decision engine, so credit and risk teams can build, modify, and sequence rules and workflows without relying on IT — with changes configured and live in hours.

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Key Features

  • Bespoke application scorecard development
  • Generic / expert scorecard with migration path
  • Thick-file and thin-file customer modelling
  • Policy rules and limit assignment
  • Customer segmentation and risk-based pricing
  • Scoring cut-off strategy optimisation
  • Low-code engine — build and deploy without IT
  • Knowledge transfer for local team ownership

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Use Cases

  • Encode institutional credit policy into automated rules
  • Deploy a scorecard fast, then migrate to bespoke
  • Build product-specific decisioning for each lending line
  • Empower risk teams to own strategy without IT
  • Configure tiered and risk-based lending approaches
  • Optimise cut-offs to balance volume and risk

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Ready to discuss this product?

Tell us what you are trying to solve and we will connect you with the right Creditinfo product or regional team.

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What happens next

A focused product conversation covering:

Use case: your customer journey or risk process.
Market context: country, segment, and regulatory requirements.
Requirements: data, workflow, and integration needs.
Routing: the product or regional team best placed to respond.